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Hello,
I'm Albert Lopez
Sr. Loan Officer

NMLS#: 910148

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Albert Lopez
Hello, welcome to my page.

I’m a mortgage professional with over 22 years of experience in the industry. Throughout my career, I’ve developed a steady, knowledgeable, and client-first approach, helping individuals and families navigate one of the most important financial decisions of their lives. I understand that a home loan is more than just a transaction—it’s a major milestone—and I approach every client relationship with resilience, compassion, and a commitment to doing things the right way.

At Empower Home Loans, I focus on creating loan solutions tailored to each client’s unique financial goals. My experience allows me to confidently guide clients through a wide range of scenarios, making the process as clear, smooth, and stress-free as possible from start to finish.

Outside of work, I enjoy spending time outdoors—whether that’s kayaking, fishing, or camping somewhere off the grid. I also have a passion for hands-on mechanical projects and enjoy fixing things in my free time, which reflects my problem-solving mindset both in and out of the office.

I take pride in bringing both experience and heart to what I do, and I’m committed to being a trusted resource for my clients every step of the way.

All-in-One Solution

Our Loan Process...

PRE-APPROVAL

A loan pre-approval sets you up for a smooth home buying experience.

SHOP

Start working with a real estate agent and viewing homes.

LOAN APPLICATION

A few documents are needed to get a loan file through underwriting.

LOAN PROCESSING

Assemble all the necessary paperwork and details for the underwriter.

UNDERWRITING

They closely evaluate all the documentation in the loan package.

CLOSING

Documents are drawn and sent to the title company for closing.

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